Mid-market rate · 2026-04-19

1 USD = 1,380 KRW

Rate snapshot: 2026-04-19. Not live data — this is an informational estimate. Check the current mid-market rate at Naver or your bank. Check latest rates

KR FX Effective Rate Comparator

Compare Korean banks, exchanges, travel cards, and credit cards at once

Amount in KRW

KRW

Target currency

Best: Hana TravelLog Card

724.64 USD

Effective fee 0.00% · cost 0원

Mid-market baseline

724.64 USD

1 USD = 1,380 KRW

Worst: Incheon Airport Exchange

695.65 USD

40,000원 less than best

Ranking for 1,000,000원 → USD

Base rate 1,380 KRW

1
Hana TravelLog CardBest
100% fee-free for 42 major currencies; free ATM up to US$500/day.
724.64 USD
Fee 0.00%
2
Woori WON Plus FX
Fee-free for majors; free ATM withdrawals 3x/month.
724.64 USD
Fee 0.00%
3
Bank Branch (90% off)
Reachable with main-bank VIP status or travel event coupon.
723.37 USD
Fee 0.17% · −1,750원
4
EXK Card (Shinhan)
ATM-only debit card — cannot be used for direct POS payments.
722.46 USD
Fee 0.30% · −3,000원
5
Myeongdong Private Exchange
Tourist zone competition — cheapest USD & JPY in Korea.
721.01 USD
Fee 0.50% · −5,000원
6
Bank Branch (50% off)
Typical 50% off coupon via mobile app or airport branch.
718.3 USD
Fee 0.88% · −8,750원
7
Credit Card Overseas (VISA/Master)
No exchange needed; point-earning cards may offset the spread.
717.39 USD
Fee 1.00% · −10,000원
8
Credit Card Overseas (AMEX)
Brand fee ~1.4% — slightly more expensive than VISA/Master.
714.49 USD
Fee 1.40% · −14,000원
9
Bank Branch (No preferential)
Baseline for walk-in customers without preferential rate.
711.96 USD
Fee 1.75% · −17,500원
10
Incheon Airport ExchangeWorst
Emergency only — spread is 2–3x typical bank rates.
695.65 USD
Fee 4.00% · −40,000원

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This comparator uses a 2026-04 snapshot of mid-market rates and publicly posted bank / fintech fees. Actual amounts depend on live rates, vouchers, and policy changes. Informational only.